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Why the Fed Is Considering a Digital Dollar - WSJTo make payments more efficient, the Federal Reserve has planned the launch of FedNow�an instantaneous, 24/7 interbank clearing system that. What is a central bank digital currency? In an effort to assert sovereignty, many central banks, including the U.S. Federal Reserve, are considering introducing. Frequently Asked Questions. 1. What is a central bank digital currency (CBDC)? A CBDC is a digital form of central bank money that is widely.